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Michael Santoro

Balboa Wealth Partners, INC.
36 Years of Experience
Scottsdale, AZ
2 DisclosuresSells Insurance
View SEC Summary
View SEC Summary

Michael Santoro is a registered investment advisor at Balboa Wealth Partners, INC., based in Scottsdale, AZ, with 36 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Corporate Executives, Education Planning, and 6 more. Their firm serves 1,127 clients with $1.1B in assets under management.

Balboa Wealth Partners, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
26 advisors
Number of Clients
1,127 clients
Average Client Portfolio
$950K average
Assets Under Management
$1.1B

Fee Structure

Minimum Investment:$250K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $250K1.50%
$250K - $500K1.40%
$500K - $750K1.30%
$750K - $1.0M1.20%
$1M+1.10%

Rates reflect the standard Asset Management Services schedule. Comprehensive Portfolio Management is also available at higher rates (ranging from 2.3% down to 1.7%). Accounts are assessed a $15 fee per quarter for reporting purposes. Fees may be negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

6263 North Scottsdale Road, Suite 265, Scottsdale, AZ, 85250

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
September 2014
Settled
Judgment / Lien
November 2012
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Michael is an insurance agent selling life, disability, annuities, and long-term care insurance with various companies since 2014. This takes about a quarter of his time and is investment-related.

Employment History
Current Registrations
Balboa Wealth Partners, INC.
November 2025 - Present · 11 mos
Previous Registrations
Retirement Consultants, INC.
September 2019 - December 2025 · 6 yrs 3 mos
Clout INC. Advisors
June 2019 - May 2020 · 11 mos
Cetera Advisors LLC
July 2014 - May 2019 · 4 yrs 10 mos
Cetera Advisors LLCBroker
July 2014 - May 2019 · 4 yrs 10 mos
Sagepoint Financial, INC.
January 2013 - August 2014 · 1 yr 7 mos
Sagepoint Financial, INC.Broker
December 2012 - August 2014 · 1 yr 8 mos
LPL Financial LLCBroker
August 2006 - December 2012 · 6 yrs 4 mos
LPL Financial LLC
August 2006 - December 2012 · 6 yrs 4 mos
Royal Alliance Associates, INC.
December 2002 - October 2006 · 3 yrs 10 mos
Royal Alliance Associates, INC.Broker
September 2002 - October 2006 · 4 yrs 1 mo
U.S. Bancorp Piper Jaffray INC.Broker
August 1999 - September 2002 · 3 yrs 1 mo
Painewebber IncorporatedBroker
January 1996 - August 1999 · 3 yrs 7 mos
Lincoln Financial Advisors CorporationBroker
December 1993 - February 1996 · 2 yrs 2 mos
The Lincoln National Life Insurance CompanyBroker
December 1993 - February 1996 · 2 yrs 2 mos
W. S. Griffith & CO., INC.Broker
June 1993 - December 1993 · 6 mos
Phoenix Equity Planning CorporationBroker
October 1992 - June 1993 · 8 mos
Pruco Securities CorporationBroker
May 1990 - October 1992 · 2 yrs 5 mos
The Prudential Insurance Company of AmericaBroker
May 1990 - October 1992 · 2 yrs 5 mos
State Registrations1 state
AZ
Advisor

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Exams
No exam information available for this advisor.
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Michael Santoro - Financial Advisor | TrueAdvisor