Rafael Gutierrez
Rafael Gutierrez is a registered investment advisor at Voya Financial Advisors, INC., based in Vienna, VA, with 13 years of industry experience. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 2 more. Their firm serves 11,854 clients with $2.7B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Voya Financial Advisors offers several investment management programs with fees based on a percentage of your portfolio's value. These programs include Morningstar Wealth Management, Voya Global Perspectives Market Models (GPMM), and Unified Managed Accounts (UMA). The maximum annual fee for these programs can be up to 2.75% of your portfolio. The Voya Digital Adviser (VDA) program has a maximum annual fee of 1.1%. There are also third-party money manager programs with fees ranging from 0.75% to 2.50%. Some programs have minimum account sizes. Fees are typically deducted from your account monthly or quarterly.
Location
Vienna, VA
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Rafael works as an independent insurance agent selling fixed insurance products, dedicating full-time hours to this role. He is also a notary public for the state of Virginia, requiring minimal time commitment.
Employment History
Current Registrations
Voya Financial Advisors, INC.Broker
Voya Financial Advisors, INC.
Previous Registrations
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
Northwest Financial Advisors LLC
LPL Financial LLCBroker
LPL Financial LLC
Financial Engines Advisors L.L.C.
Commonwealth Financial NetworkBroker
Commonwealth Financial Network
Allstate Financial Advisors, LLC
Allstate Financial Services, LLCBroker
ICMA Retirement CORP
Icma-Rc Services, LLCBroker
Northwestern Mutual Investment Services, LLCBroker
Northwestern Mutual Investment Services,llc
Thrivent Investment Management INC.Broker
Thrivent Investment Management INC.
CUNA Brokerage Services, INC.
CUNA Brokerage Services, INC.Broker
Park Avenue Securities LLC
Park Avenue Securities LLCBroker
Ids Life Insurance CompanyBroker
American Express Financial Advisors INC.Broker
American Express Financial Advisors, INC.
Ids Life Insurance CompanyBroker
American Express Financial Advisors, INC.
State Registrations5 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.