R.F. Lafferty & Co. operates as both a registered investment advisor and a general securities broker-dealer, offering managed accounts, financial planning, and third-party investment strategies. Established in 1946 as a broker-dealer and adding registered investment advisor services in 2006, R.F. Lafferty & Co. helps individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations build and manage their wealth. Portfolios are managed on a discretionary basis, meaning the firm makes trades on your behalf after determining your investment objectives, risk tolerance, and any specific restrictions during an initial interview. The firm's professionals can build customized portfolios using stocks, bonds, mutual funds, exchange-traded funds, options, certificates of deposit, and U.S. government securities. In addition to direct portfolio management, R.F. Lafferty & Co. offers financial planning that covers retirement, insurance, taxes, estate planning, and education funding. Clients also have access to select third-party money management strategies and retirement plan consulting services for business plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 2.75% |
| $250K - $500K | 2.50% |
| $500K - $750K | 2.25% |
| $750K - $1.0M | 2.00% |
| $1.0M - $2.5M | 1.50% |
| $2.5M+ | 1.25% |
All fees are negotiable. Fees for accounts over $5,000,000 are fully negotiable. Minimum advisory account size is $25,000.