Comprehensive Capital Management is a registered investment advisor that provides personalized investment management, model portfolio services, pension consulting, and financial planning to individuals, high-net-worth clients, and businesses. The firm operates through a network of investment advisor representatives who have the flexibility to tailor investment strategies—ranging from conservative to aggressive growth—to each client's specific goals, time horizon, and risk tolerance. Comprehensive Capital Management manages portfolios on both a discretionary (making trades without prior approval) and non-discretionary basis. In addition to direct portfolio management, the firm offers services through third-party money managers and provides financial planning covering retirement, taxes, estate planning, and insurance. Comprehensive Capital Management is affiliated with a registered broker-dealer and an insurance agency, which can create conflicts of interest regarding product recommendations, though the firm maintains policies to mitigate these issues.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.95% |
Annual fees generally range from 0.25% to 2.95% of assets under management. Each advisor is free to establish their own fee rates within these parameters and negotiate with clients.