Oakwood Capital, Inc. offers a wide range of financial services including investment management, personalized financial planning, and retirement plan consulting. The firm works with individuals, high-net-worth clients, families, and business owners. Oakwood Capital offers both non-discretionary investment advisory services and discretionary portfolio management through various programs, partnering with third-party money managers and platforms like RBC Correspondent Services, AssetMark, and Envestnet. Their financial planning services cover comprehensive financial profiles, budgeting, cash flow analysis, retirement planning, estate planning, investment planning, tax strategies, and insurance planning. Oakwood Capital operates as a registered investment advisor and emphasizes a fiduciary commitment to act in the best interest of its clients, though certain affiliates and representatives maintain separate insurance or brokerage licenses that present potential conflicts of interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 2.00% |
| $100K - $250K | 1.90% |
| $250K - $500K | 1.80% |
| $500K - $1.0M | 1.60% |
| $1.0M - $2.0M | 1.40% |
| $2.0M - $3.0M | 1.20% |
| $3.0M - $5.0M | 1.00% |
| $5M+ | 0.80% |
Fees can be negotiable or assessed at a flat rate at the Advisor's discretion based on account size and prospective growth. Discretionary Oakwood portfolio management options feature separate lower tier rates ranging from 0.10% to 0.15%.